Live · 127+ Lenders · AI-Powered

The smartest way
to place an SBA loan. From intake to funded.

Submit your deal once. Our AI scores it, matches it to the right lenders, and prepares the distribution pipeline for your approval.

Submit a Deal → I'm a lender I'm a broker
$48M+
Monthly deal volume
127
Active lenders
62%
Platform approval rate
<5 min
Time to first match
SBA 7(a) ●
SBA 504 ●
SBA 7(a) ●
SBA 504 ●
USDA B&I ●
USDA Community Facilities ●
Business Acquisitions ●
Owner-Occupied Real Estate ●
Equipment & Expansion ●
Rural Development ●
Working Capital ●
Business Acquisitions ●
USDA B&I ●
USDA Community Facilities ●
Owner-Occupied Real Estate ●
Equipment & Expansion ●
Rural Development ●
Working Capital ●
How it works

Deal submitted.
Funded faster.

Six automated steps take your deal from raw application to lender commitment — without the back-and-forth.

1
Submit your deal
Our AI intake assistant walks you through the submission — no confusing forms. It pre-qualifies in real time and tells you what you'll likely get.
2
Upload documents
Tax returns, P&L, bank statements — upload once. Claude extracts the financial data automatically with confidence scoring.
3
AI scores your deal
The Deal Intelligence Engine scores completeness, eligibility, quality, and marketability — and generates an AI Deal Score from 0–100.
4
Lenders are matched
Our V2 engine runs 8 weighted factors against 127+ lenders — policy fit, close rate, speed, industry preference — and ranks them by composite score.
5
Wave distribution — after you approve
Your top 5 lender matches are queued for a human reviewer to approve. Once approved, the deal is sent and lenders have 24 hours to respond.
6
Lender commits. Deal closes.
When a banker marks Interested, you're notified instantly. Closing workflow begins. Average time from submission to funded: 45 days.
Step 1 — AI Intake Assistant
AI Assistant
Hi! I'm your SBA intake assistant. What are you looking to do — acquire a business, expand in a rural area, or purchase owner-occupied real estate?
Acquire a dental practice in Dallas, TX. Asking price is $2.4M.
Great. Dental acquisitions are one of the strongest SBA 7(a) categories. Based on your inputs, you likely qualify for $2.1M–$2.4M. Let's upload your last 2 years of tax returns to lock in your AI Deal Score.
Pre-qualified in real time
No forms
Step 2 — Document Extraction
📄 tax_return_2023.pdf Extracted ✓
Extracted fields
Revenue
$1,842,000 91% conf.
Net income
$284,000 88% conf.
DSCR
1.42× computed
Credit score
720 99% conf.
Step 3 — AI Deal Score
81
AI Deal Score
High Approval Band
Approval probability: 78%
Est. time to fund: 45 days
Completeness
84
Eligibility
78
Quality
81
Marketability
86
Step 4 — Lender Matching V2
8-FACTOR WEIGHTED SCORE · 127 LENDERS EVALUATED
1
Live Oak Bank
SBA Preferred · National · 71% close rate
92
2
Byline Bank
SBA Community · South · 64% close rate
84
3
Celtic Capital
Non-bank SBA · National · Fast close 28d
71
Step 5 — Wave Distribution
⚡ Wave 1 Active — 5 Lenders Notified after human approval
Deadline: 47:58:22 remaining
3 banks are currently reviewing your deal.
If Wave 1 produces no interest, the deal is repackaged and a new pool of lenders is proposed for Wave 2, queued for a human reviewer's approval before it is sent.
Auto-reminders at 12h
Wave 2 queued for approval at 24h
Step 6 — Funded
🎉
Congratulations!
Live Oak Bank has committed to your deal.
Loan funded
$2,400,000
SBA 7(a) · 45 days · Live Oak Bank
Platform features

Built for speed.
Engineered for closes.

🧠
AI Deal Intelligence
Claude reads every document, scores SBA eligibility, DSCR, and deal quality. Outputs AI Deal Score 0–100 + approval probability.
🎯
Matching Engine V2
8-factor weighted formula: Policy Fit 35%, Close Rate 20%, Speed 10%, Industry 10% and more. 127+ lenders ranked in real time.
⚡
Wave Distribution
Deals distributed to lenders in waves after a human approves each wave. Auto-reminders at 12h. Wave 2 proposed for approval if no response at 24h.
📄
AI Credit Memo
Claude generates a complete, banker-ready SBA Credit Memorandum — DSCR table, collateral analysis, SBA Guarantee Fee per SOP 50 10 7.
💰
Credit Exchange
Bankers who fund deals earn credits equal to the loan amount. Credits unlock exclusive priority access to the next best incoming deals.
🔐
Secure & Compliant
AES-256 encryption, TLS 1.3, MFA for all staff, RBAC, immutable audit trail, GLBA compliant. SOC 2 Type II in progress.
📊
Full CRM Pipeline
Lead → Prequalified → Underwriting → Submitted → Approved → Commitment → Closing → Funded. Every stage tracked, with human-approved distribution to lenders.
🤖
AI Intake Assistant
Conversational pre-qualification. No forms. The AI walks borrowers through submission, catches missing data, and pre-qualifies in real time.
📈
Analytics & Reporting
Approval rates, funding volume, broker production, lender performance tracker, 30-day revenue forecast. All in one dashboard.
Try the matcher

See your
lender matches
in seconds.

Enter your deal basics and see which of our 127+ lenders is the best fit — before you submit anything.

Quick deal match
No account needed for a preview
Top lender matches
Fill in the form to see your ranked lender matches.
What brokers & bankers say

Results that
speak for themselves.

★★★★★
"We used to spend 3 days shopping a deal to lenders manually. Now I review the matches and approve distribution before I finish my coffee. The AI credit memo alone saves us 4 hours per deal."
👨‍💼
Marcus T.
SBA Broker · Dallas, TX
★★★★★
"The Credit Exchange changed how I think about this platform. I placed two deals, earned $1.4M in credit, and got priority access to three more that fit my box perfectly."
🏦
Sarah C.
Senior Banker · Live Oak Bank
★★★★★
"The deal intelligence score is accurate. I've declined low-score deals and approved high-score ones — the AI's prediction has been right 80% of the time. That's remarkable."
📊
Jennifer W.
SBA Credit Officer · Celtic Capital
Simple pricing

Pay when you
close.

No upfront fees. No monthly minimums for deal submission. We win when you win.

Borrower / Broker
Free to submit
Submit deals, get matched, track your pipeline. You only pay a placement fee when funded.
  • AI intake assistant
  • Document upload + OCR extraction
  • AI Deal Score + lender matches
  • Borrower status portal
  • Placement fee: 1–1.5% at funding (SBA)
Submit a deal →
Most popular
Broker Pro
$599 / month
Full platform access for active brokers. Unlimited deals, AI credit memos, performance dashboard.
  • Everything in Borrower tier
  • Unlimited deal submissions
  • AI credit memo generator
  • Broker production dashboard
  • Priority customer support
  • Revenue sharing engine
Start free trial →
Lender Access
$999 / month
For banks and non-bank lenders. Access to curated deal flow that matches your credit box.
  • Deal inbox matched to your credit box
  • AI-packaged deals with credit memos
  • Banker portal + response tools
  • Performance analytics
  • Credit Exchange enrollment
  • Priority deal queue access
Learn more →

Ready to place your
next deal faster?

Join 200+ brokers and 127 lenders on the platform built for SBA speed.

Submit a deal now → Join as a lender